Your mortgage lending business starts here

Unlimited Free Mortgage Leads Powered by Proprietary Mortgage CRM/POS/LOS Software

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Senior Loan Officer Loan Officer Junior Loan Officer

What makes working with The Mortgage Calculator different?

We are a Non-Delegated Correspondent lender with the proprietary mortgage technology tools to empower loan officers to scale their business exponentially, instantly!

Whether company leads or self-generated leads, we believe that every Loan Officer needs a full pipeline to succeed. We empower all our Loan Officers to fill their pipeline daily with new company leads, or use our lead generating CRM to create their own leads!

Non Delegated Correspondent with 130+ Approved Lenders and Investors!
  • Non Delegated Correspondent Lender Can Offer Brokered and Correspondent Loans for our Borrowers!
  • Always Best Rates/Pricing - Correspondent ALWAYS Beats Broker Pricing!
  • Over 5,000 Loan Programs as a Correspondent Lender with 32 Correspondent Investors
  • Over 105 Wholesale Lenders For Specialty Loans
  • Every Loan Program Available! (VA, USDA, FHA, Fannie Mae, Freddie Mac, CDFI, Non-QM, Commercial, DSCR, Mixed Use, SBA and Thousands More!)

Custom Software - Fully Integrated Website with POS, CRM & LOS - Single Login with All Services Integrated
  • Custom Cloud Based Website/Software Built for Us, by Us!
  • One Login for LOs
  • One Login for Customers
  • Prospects Instantly Flow from Name/Email/Phone to Live Rates to Complete 1003 to Credit & Liabilities all Set in Custom Encompass Based Platform
  • 50+ API Integrations with Encompass, Optimal Blue, CIC Credit, Meridian Link, Accountchek, Appraisal Works, Google AI, VOIP Phone, Email, SMS, MMS, DNC, Google Maps, Zoho, SignRequest, Zillow, Public Tax Data, DU/DO, LP, Zapier and more!
  • Full Time Developer Staff to Implement New Feature Requests

Remote Based Learning Center & Daily LIVE Trainings
  • Expand Your Skills Any Time in Remote Training Center (Courses)
  • LIVE In House MLO Trainings 5 Days Per Week (Private Webinars)
  • LIVE Mortgage Rates Podcast Training 5 Days Per Week (Public Webinars)
  • LIVE Loan Officer Training Podcast 2 Days Per Week (Public Webinars)
  • LIVE Zoom Support M-F 10:30AM-6PM EST
  • Knowledge Center with Thousands of Articles & Videos From Partners and Admins

And much more!
  • Ability to Close DSCR Business Purpose Loans in over 44 Total States!
  • Unlimited daily leads at 50/50 split
  • Refer Deals to Senior LOs for 75BPS
  • Lead Support - Set Your Own Lead Campaigns
  • Lead Webhook - Import Leads from Anywhere via Zapier
  • No Monthly Fees

About The Mortgage Calculator

Learn more about what makes working as a loan officer for The Mortgage Calculator the right choice. Listen to founders Nick and Kyle Hiersche, along with 27 Year Veteran Jose Gonzalez, talk about how The Mortgage Calculator lending platform works, from getting started with receiving leads all the way to getting documents signed and closing loans.


Our Compensation Plans

Senior Loan Officer

Your commission

Up to 250BPS

200 BPS on Conventional/NonQM (2%)
100 BPS on Company Leads Conventional/NonQM (1%)

Apply for Senior Loan Officer

  • Everything in Loan Officer Plus:
  • Receive Referral Leads from Team Loan Officers
  • Unlimited Access to All Lead Sources at 50/50 Split
  • 25BPS Monthly Bonus for $2M+ Volume
  • 50BPS Monthly Bonus for $5M+ Volume
  • Team Leader Upgrade (+15 BPS)
  • Branch Manager Upgrade (+25 BPS)

* 6 Loans Closed to Upgrade to Senior MLO

Loan Officer

Your commission


150 BPS on Conventional/NonQM (1.5%)
75 BPS on Company Leads Conventional/NonQM (.75%)

Apply for Loan Officer

  • Everything in Junior Loan Officer Plus:
  • Unlimited Leads at 50/50 Split
  • Access to Live Click to Claim Leads
  • Refer Deals to Senior LOs for 75BPS
  • Licensed in 24 States for Primary/Second Homes
  • Originate in 20 Additional States Business Purpose!
  • Paid via W2

* 1 Loan Per Month Minimum Production

Junior Loan Officer

Your commission


75 BPS (.75%) for Referrals to Senior Loan Officers

Apply for Junior Loan Officer

  • Your Plan Includes:
  • Free Proprietary CRM/POS/LOS Software
  • Instant Lead Generating Website
  • Access to Leads in Auto Dialer
  • No Minimum Production Requirements
  • Option to Be Paid via 1099

* No Minimum Production Requirements

Compare The Mortgage Calculator to Other Companies

The Mortgage Calculator NMLS Licensed States

NMLS Licensed States for The Mortgage Calculator
Mortgage Calculator Company LLC is licensed as a Mortgage Lender in the following states: Arizona, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Indiana, Iowa, Maryland, Michigan, Minnesota, New Jersey, New Mexico, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington and more pending.
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