What makes working with The Mortgage Calculator different?
We are a Non-Delegated Correspondent lender with the proprietary mortgage technology tools to empower loan officers to scale their business exponentially, instantly!
Whether company leads or self-generated leads, we believe that every Loan Officer needs a full pipeline to succeed. We empower all our Loan Officers to fill their pipeline daily with new company leads, or use our lead generating CRM to create their own leads!
The Mortgage Calculator Business Model
- Non Delegated Correspondent with 130+ Lenders & Investors!
- Brokered and Correspondent Loans for our Borrowers!
- Over 5,000 Loan Programs as a Correspondent Lender with 32 Correspondent Investors
- Always Best Rates/Pricing - Correspondent Always Beats Broker Pricing!
- Over 105 Wholesale Lenders For Specialty Loans
- Every Loan Program Available! (VA, USDA, FHA, Fannie Mae, Freddie Mac, CDFI, Non-QM, Commercial, DSCR, Mixed Use, SBA and Thousands More!)
The Mortgage Calculator Lending Technology
- Fully Integrated Cloud Website with AI, POS, CRM & LOS
- Proprietary Software Built for Us, by Us!
- One Login for LOs - One Login for Customers
- CALVIN AI Technology
- Prospects Instantly Flow from Name/Email/Phone to Live Rates to Complete 1003 to Credit & Liabilities all Set in Custom Encompass Based Platform
- 50+ API Integrations with Encompass, Optimal Blue, CIC Credit, Meridian Link, Accountchek, Appraisal Works, Google AI, VOIP Phone, Email, SMS, MMS, DNC, Google Maps, Zoho, SignRequest, Zillow, Public Tax Data, DU/DO, LP, Zapier and more!
- Proprietary CALVIN DUAL AUS AI - Run Dual AUS with AI Analysis!
- Development Staff to Implement New Feature Requests
The Mortgage Calculator Trainings & Support
- Remote Based Learning Center & Daily LIVE Trainings
- Expand Your Skills Any Time in Remote Training Center (Courses)
- LIVE In House MLO Trainings 5 Days Per Week (Private Webinars)
- LIVE Mortgage Rates Podcast Training 5 Days Per Week (Public Webinars)
- LIVE Loan Officer Training Podcast 2 Days Per Week (Public Webinars)
- LIVE Zoom Support M-F 10:30AM-6PM EST
- Knowledge Center with Thousands of Articles & Videos From Partners and Admins
- CALVIN Compliance AI to Search All Federal Regulations Instantly!
The Mortgage Calculator Difference
- Ability to Close DSCR Business Purpose Loans in over 44 Total States!
- Unlimited daily leads at 50/50 split
- Refer Deals to Senior LOs for 75BPS
- Lead Support - Set Your Own Lead Campaigns
- Lead Webhook - Import Leads from Anywhere via Zapier
- No Monthly Fees
- CALVIN AI Assistant
About The Mortgage Calculator
Learn more about what makes working as a loan officer for The Mortgage Calculator the right choice. Listen to founders Nick and Kyle Hiersche, along with 28 Year Veteran Jose Gonzalez, talk about how The Mortgage Calculator lending platform works, from getting started with receiving leads all the way to getting documents signed and closing loans.
The Mortgage Calculator Compensation Plans
Senior Loan Officer
Up to 250BPS
200 BPS on Conventional/NonQM (2%)
100 BPS on Company Leads Conventional/NonQM (1%)
- Everything in Loan Officer Plus:
- Receive Referral Leads from Team Loan Officers
- Unlimited Access to All Lead Sources at 50/50 Split
- 25BPS Monthly Bonus for $2M+ Volume
- 50BPS Monthly Bonus for $5M+ Volume
- Team Leader Upgrade (+15 BPS)
- Branch Manager Upgrade (+25 BPS)
* 6 Loans Closed to Upgrade to Senior MLO
150 BPS on Conventional/NonQM (1.5%)
75 BPS on Company Leads Conventional/NonQM (.75%)
- Everything in Junior Loan Officer Plus:
- Unlimited Leads at 50/50 Split
- Access to Live Click to Claim Leads
- Refer Deals to Senior LOs for 75BPS
- Licensed in 24 States for Primary/Second Homes
- Originate in 20 Additional States Business Purpose!
- Paid via W2
* 1 Loan Per Month Minimum Production
Junior Loan Officer
75 BPS (.75%) for Referrals to Senior Loan Officers
- Your Plan Includes:
- Free Proprietary CRM/POS/LOS Software
- CALVIN AI Assistant
- Instant Lead Generating Website
- Access to Leads in Auto Dialer
- No Minimum Production Requirements
- Option to Be Paid via 1099
* No Minimum Production Requirements
Introducing Calvin MLO AI - Your Trusted Loan Officer Assistant!
Are you a Loan Officer looking for a reliable assistant to streamline your loan application process and provide accurate information to your customers? Look no further! Calvin MLO AI is here to revolutionize your workflow and enhance your customer service experience.
Here's how Calvin MLO AI can help you:
Loan Program Guidance: Calvin MLO AI is equipped with extensive knowledge about various loan programs and guidelines. Need assistance in finding the best loan program for your customers? Just ask Calvin! It can provide you with detailed information on FHA loans, VA loans, conventional loans, and more. Remember, always refer to the resource for the full guidelines for each program.
Compliance Support: Staying compliant with advertising requirements is crucial in the mortgage industry. Calvin MLO AI can provide you with key compliance information, such as general advertising requirements applicable in most states. It can guide you on avoiding false, misleading, or deceptive statements in your advertisements and ensure you disclose the annual percentage rate (APR) when advertising specific interest rates. For more detailed compliance guidelines, refer to the relevant resources.
Customer Assistance: Your customers deserve top-notch service throughout their loan application journey. Calvin MLO AI can assist you in answering common customer queries, providing quick mortgage quotes, and guiding borrowers through the entire loan process. It's like having a knowledgeable loan consultant available 24/7!
Resource Recommendations: Calvin MLO AI can direct you to valuable resources that offer comprehensive information on mortgage programs, guidelines, and industry updates. Whether you need access to compliance manuals, mortgage calculators, or educational materials, Calvin can point you in the right direction.
Ready to take your loan officer game to the next level? Embrace the power of Calvin MLO AI and experience a seamless, efficient, and customer-centric loan application process.
To get started, simply reach out to Calvin MLO AI whenever you need assistance. It's always here to support you and your customers!
Remember, while Calvin MLO AI provides valuable insights and guidance, it's important to refer to the official resources for complete program guidelines and compliance requirements.